In the spirit of sharing and giving you guys more than looks I wanted to share some of my favorite finance apps. As you get older financial literacy and security become so important. With technology being what it is now, it’s easier than ever to do more than access your bank balance. You can get cash back on things you were already going to buy, get into the stock market and more all from your phone. So let’s do a run down of my favorites.
Before we get started honorable mentions go to my Chase and Capital One apps. Chase does these daily snapshots of how your money is doing which I love to see. It covers debit card usage, cash flow in and out, spending by category, and a bit of financial trivia. Capital One offers me complimentary credit monitoring built into the app. So there’s no need for me to have a whole other app or sign up elsewhere.




What I’m Wearing: Genie by Eugenia Kim Jessia Hat | Chanel Cat-Eye Sunglasses | Afrm Zadie Semi Sheer Turtleneck | Golden Leaves Velvet Dress â„… Farm Rio | White Studded Boots â„… Lola Boutique | Alexander Wang Mini Roxy Bucket Bag
Acorns ($1-$9/month)
Acorns app is perfect for anyone who wants to get into stocks and investing but doesn’t exactly know the details of how one does that. It’s basically the idea of saving loose change but add the stock market. The app connects to your bank account and credit cards and rounds up your daily purchases. This “loose change” is automatically invested into a diversified portfolio of ETFs. They will ask you a few questions about your goals, and whether you might need the money soon or not. Then based on the answers set up your portfolio. The options are conservative, moderately conservative, moderate, moderately aggressive, or aggressive. You can change between the options at any time as well as pause your investments. Because of this no-brainer setup, Acorns has created an easy entry into the stock market. This removes the traditional entry barriers such as fees etc. I only use Acorns Core which is $1 a month. They also offer a retirement account (Acorns Later) and a checking account with a debit card (Acorns Spend).
Download Acorns (referral link)
Dosh or DO$H (free)
Not having to jump through hoops to earn cash back is probably Dosh’s biggest perk. A cash back app that you can sign up for and forget about. Dosh gives you money back at select stores and retailers every time you shop with your linked debit card or credit card. To me it’s one of the best cash back apps, you don’t need to turn it on before you make a purchase or fiddle with coupons or points. Unlike Ebates which I’m constantly forgetting to log into before I buy so they can track my purchase! They also don’t sell your info to third-party users like so many other apps and sites do. I get the most cash back from restaurants than anything else. But I’ve gotten cash back from buying gas, CVS, Sephora, and even Macy’s. Once your balance reaches $25 (it adds up) you can donate it or transfer it via direct deposit or PayPal. A typical dinner between me and my boyfriend at our favorite Indian restaurant gets me $3.65 back in my Dosh wallet. It also doesn’t interfere with any other programs or cash back setups your card may already have. Dining at that same restaurant also gets me Delta miles and I like that Dosh doesn’t interfere with that. Again Dosh is safe, they make their money by the fees they charge merchants to be on their app, not your information. I haven’t done it yet, but if you book a hotel through Dosh you can receive up to 40% off.
Download Dosh (referral link)
Keeper Tax ($12/mo)
This app I’m just getting started with but I already feel comfortable recommending it. It’s an app that helps US freelancers and 1099 contractors automatically find tax write-offs throughout the year. You tell the app what kind of freelancer you are and what your expenses could be so they set up a tax profile for you. Then it monitors your purchase history in real time to find business expenses. You can get text notifications which will give you a heads up on what’s being written off and whether it should be. Or you can do it all in the app if texts are overwhelming for you. I’ve included a screenshot of what the texts look like and how easy it is to respond.

This year already I’ve saved over $500. I’m not gonna say I’m looking forward to doing my taxes because I’m not, but I feel a little bit lighter about it with Keeper. You can also file taxes with Keeper online.
Robinhood (free)
Robinhood is a full-service stock broker that is completely free. Again this is another app that empowers people of any background to get involved in the stock market. They offer zero-fee accounts with no trading fees. It supports stocks, ETFs, options, and even cryptocurrency. You get a free stock on sign-up and if you refer someone else. They keep you abreast of news relating to investments in your portfolio. You can also monitor other stocks you might be interested in purchasing. Why use Robinhood instead of Acorns? Robinhood allows you to invest in your choice of stocks and Acorns does not. You can buy a huge range of stocks and more. However, Robinhood provides no guidance so you gotta know what you’re doing here. Acorns takes care of the investing for you so you don’t have to worry about what to choose. I personally like both options, though there’s definitely less room for error with Robinhood.
Sorry, this ended up being so long but I wanted to be thorough. Any of these apps could be a good fit for your finances. If you have any questions leave a comment and I’ll do my best to answer, though obviously this isn’t financial advice because I’m not qualified for that. Just a girl with a blog and an iPhone sharing what I like haha.
Robinhood (referral link)
The Comments
Marie
This is such a great post! It’s refreshing to read something from a popular blogger that isn’t a sales pitch but actually useful! And thanks to your posts on IG, I already utilize two of those apps!
Ria
MarieI try! Glad they’re working out for you!
audrey obrou
YESS NICE LOOK
Ria
audrey obrouThank you!
Allie Mackin
Hey thanks for the 411 on these APPS. We are living in such trying times and it can be so hard to save. And I LOVE this look! I love the layered slip dress look. I wanted to do this for FW but could not find a slip dress I liked. You look great : )
Allie of
http://www.allienyc.com
Ria
Allie MackinThanks so much! Yes saving is so hard to do but an absolute must to set yourself up for success and emergencies.
monika
Ohh you look really beautiful in this outfit:** Regards
Ria
monikaThanks so much and thanks for visiting and commenting!
Anha
Amazing look.
Love your shoes.
Xoxo
A.
https://www.eikomania.com
Ria
AnhaThanks so much, I’m still on the hunt for the original Wang style but these will do for now!
Ashley
This was such a good read- I use Robinhood and love itttt; it makes trading so easy! I also love the Acorns system- I have it set up to round up purchases and do a single set deposit each month and it’s amazing how it adds up. I’m definitely looking into Dosh- how cool is cash back? I’m game.
Thanks for rounding this up, doll!
-Ashley
Le Stylo Rouge